Credit scores for everyone!

Looking for a loan, but don’t have a credit score or a bank account? No problem! Get your free alternative credit score today.

Join ADMiT and let us help you improve your chances of securing a loan. Simply complete a FREE 10-question assessment and let us do the rest.

Mobile phone and tablet screens displaying the ADMiT credit score app interface, showing a score gauge, menu options, and a message about loan approval chances.

What sets ADMiT apart?

  • Completely FREE! All you need is an ID number to JOIN ADMiT— no bank account required!

    Completely FREE!

    All you need is an ID number to JOIN ADMiT— no bank account required!

  • Easy To Access. Simply JOIN ADMiT for FREE, complete your profile, and we will assign a score to you.

    Easy to Access

    Simply JOIN ADMiT for FREE, complete your profile and we will assign a score to you.

  • Quick And Easy. Completing your score takes less than 10 minutes. Simple drag-and-drop answer system — you don’t need to write anything!

    Quick and Easy

    Completing your score takes less than 10 minutes. Simple drag-and-drop answer system — you don’t need to write anything!

  • NCR Approved! The National Credit Regulator of South Africa endorses the ADMiT credit score solution as an alternative to traditional credit scores.

    NCR Approved!

    The National Credit Regulator endorses the ADMiT credit score solution as an alternative to traditional credit scores.

  • Mobile-Friendly. You can get your score using your phone — no computer required! All you need is an internet connection.

    Mobile-Friendly

    You can get your score using your phone — no computer required! All you need is an internet connection.

  • ADMiT is powered by Principa, a company with over 25 years of experience in the credit industry in 30+ countries.

    Powered by Principa

    ADMiT is powered by Principa, a company with over 25 years of experience in the credit industry in 30+ countries.

JOIN THE 6DOT50 REVOLUTION

Secure a loan without a Bank Account

Receive your loan value without the cost and hassle of opening a bank account!

Open a FREE 6DOT50 Voucher Account and start transacting at over 90,000 stores and online retailers across South Africa. The perfect way to transact using your phone, building transactional records that will help you secure a loan.

  • Free Account. Enjoy a completely FREE banking-grade voucher-based account. All you need is a mobile number to open an account.

    Free Account

    Enjoy a completely FREE banking-grade voucher-based account. All you need is a mobile number to open an account.

  • Get Paid. Ask your employer to pay you using 6DOT50 vouchers so you can build your transaction history and improve your chances of securing a loan.

    Get Paid

    Ask your employer to pay you using 6DOT50 vouchers so you can build your transaction history and improve your chances of securing a loan.

  • Pay Using Your Phone. Enjoy safe and easy payments using your phone. Buy airtime, data, food, medicine, and more!

    Pay Using Your Phone

    Enjoy safe and easy payments using your phone. Buy airtime, data, food, medicine, and more!

  • Receive Your Loan. No bank account? No problem. You can receive your approved loan through your 6DOT50 account.

    Receive Your Loan

    No bank account? No problem. You can receive your approved loan through your 6DOT50 account.

NCR Approved

The National Credit Regulator in South Africa has approved our scoring solution as an alternative to traditional credit scores.

This means that lenders can now use ADMiT to offer loans to people who were previously excluded.

ADMiT unlocks doors to financial inclusion for previously underserved communities. Illustration of three people discussing financial inclusion.

LENDERS

Open doors to new markets

Businesses worldwide are seeking innovative ways to open doors to previously excluded individuals without opening doors to new risks. With more than 3 billion people unable to access credit globally, ADMiT opens doors to credit that will transform lives.

Convert your thin-file clients to customers today! Send prospective customers a link to complete their free score and ADMiT them as new customers. Thanks to our integration with 6DOT50, you can even lend to unbanked customers.

Two smartphones displaying ADMiT scores. ADMiT helps previously underserved, unbanked, or credit-unaware individuals increase their chances of securing credit by offering an alternative to traditional bureau credit scores.

Ready to get started?

Get your ADMiT score today to open the doors to your financial freedom!